| Weiss Ratings |
First National Bank, Cortez
Cortez, CO |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
First National Bank, Cortez
Cortez, CO |
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| FDIC Number | 17872 | |||
| Phone Number | (970) 565-3781 | |||
| Website | www.fnbcortez.com | |||
| Asset Quality |
First National Bank, Cortez
Cortez, CO |
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| 1-Year Asset Growth | 2.88% | |||
| 5-Year Asset Growth | 5.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 1.09% | |||
| Non-Performing Assets to Assets | 1.25% | |||
| Non-Performing Loans to Capital | 11.53% | |||
| Non-Performing Loans to Loans | 1.92% | |||
| Balance Sheet |
First National Bank, Cortez
Cortez, CO |
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| Total Assets | 156.90M | |||
| Total Deposits | 137.25M | |||
| Capital and Reserves |
First National Bank, Cortez
Cortez, CO |
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| Capital | 14.43M | |||
| Leverage Ratio | 9.98 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | 16.25 | |||
| Liquidity |
First National Bank, Cortez
Cortez, CO |
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| Hot Money Ratio | 21.27% | |||
| Liquidity Ratio | 21.62% | |||
| Profitability |
First National Bank, Cortez
Cortez, CO |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 469.00K | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 61.96% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 6.54% | |||