| Weiss Ratings |
First National Bank, Cortez
Cortez, CO |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 5.70 | |||
| Company Info |
First National Bank, Cortez
Cortez, CO |
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| FDIC Number | 17872 | |||
| Phone Number | (970) 565-3781 | |||
| Website | www.fnbcortez.com | |||
| Asset Quality |
First National Bank, Cortez
Cortez, CO |
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| 1-Year Asset Growth | 5.58% | |||
| 5-Year Asset Growth | 6.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 3.23% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
First National Bank, Cortez
Cortez, CO |
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| Total Assets | 153.65M | |||
| Total Deposits | 132.47M | |||
| Capital and Reserves |
First National Bank, Cortez
Cortez, CO |
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| Capital | 14.40M | |||
| Leverage Ratio | 10.12 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | 17.00 | |||
| Liquidity |
First National Bank, Cortez
Cortez, CO |
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| Hot Money Ratio | 21.56% | |||
| Liquidity Ratio | 23.39% | |||
| Profitability |
First National Bank, Cortez
Cortez, CO |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 1.32M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 60.08% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 13.07% | |||