C
Franklin Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Franklin Bank & Trust Company
Franklin, KY
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 7.00
Stability Index 3.70
Company Info Franklin Bank & Trust Company
Franklin, KY
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FDIC Number 17937
Phone Number (270) 586-7121
Website www.fbtco.com
Asset Quality Franklin Bank & Trust Company
Franklin, KY
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1-Year Asset Growth 6.27%
5-Year Asset Growth 5.06%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.63%
Non-Performing Loans to Loans 0.42%
Balance Sheet Franklin Bank & Trust Company
Franklin, KY
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Total Assets 801.27M
Total Deposits 641.61M
Capital and Reserves Franklin Bank & Trust Company
Franklin, KY
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Capital 102.59M
Leverage Ratio 13.40
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio --
Liquidity Franklin Bank & Trust Company
Franklin, KY
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Hot Money Ratio 27.52%
Liquidity Ratio 9.65%
Profitability Franklin Bank & Trust Company
Franklin, KY
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5-Year Return on Average Assets 1.25%
Net Income 10.67M
Net Interest Spread 3.88%
Operating Profit to Average Assets 1.85%
Overhead Efficiency Ratio 53.22%
Return on Assets 1.42%
Return on Equity 10.87%