C
Franklin Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Franklin Bank & Trust Company
Franklin, KY
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 8.10
Stability Index 3.70
Company Info Franklin Bank & Trust Company
Franklin, KY
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FDIC Number 17937
Phone Number (270) 586-7121
Website www.fbtco.com
Asset Quality Franklin Bank & Trust Company
Franklin, KY
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1-Year Asset Growth 7.03%
5-Year Asset Growth 5.06%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 6.63%
Non-Performing Loans to Loans 0.41%
Balance Sheet Franklin Bank & Trust Company
Franklin, KY
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Total Assets 803.59M
Total Deposits 650.73M
Capital and Reserves Franklin Bank & Trust Company
Franklin, KY
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Capital 107.38M
Leverage Ratio 13.48
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity Franklin Bank & Trust Company
Franklin, KY
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Hot Money Ratio 29.11%
Liquidity Ratio 11.53%
Profitability Franklin Bank & Trust Company
Franklin, KY
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5-Year Return on Average Assets 1.30%
Net Income 6.28M
Net Interest Spread 4.02%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 51.46%
Return on Assets 1.58%
Return on Equity 11.96%