C
Franklin Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Franklin Bank & Trust Company
Franklin, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 6.90
Stability Index 3.70
Company Info Franklin Bank & Trust Company
Franklin, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 17937
Phone Number (270) 586-7121
Website www.fbtco.com
Asset Quality Franklin Bank & Trust Company
Franklin, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.77%
5-Year Asset Growth 7.34%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 2.69%
Non-Performing Loans to Loans 0.46%
Balance Sheet Franklin Bank & Trust Company
Franklin, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 777.21M
Total Deposits 659.18M
Capital and Reserves Franklin Bank & Trust Company
Franklin, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 100.35M
Leverage Ratio 13.31
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio --
Liquidity Franklin Bank & Trust Company
Franklin, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 24.65%
Liquidity Ratio 12.15%
Profitability Franklin Bank & Trust Company
Franklin, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.25%
Net Income 7.67M
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 53.49%
Return on Assets 1.36%
Return on Equity 10.54%