B
Liberty Bank
Rating Date
April 2025
Risk Based
Capital Ratio
15.17
Leverage
Ratio
13.61
Return On
Assets
0.79%
Total
Assets
8.10B
Capital
1.08B
Total
Deposits
6.51B
Net
Income
62.35M
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Weiss Ratings Liberty Bank
Middletown, CT 		Click to
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 1.70
Stability Index 10.00
Company Info Liberty Bank
Middletown, CT 		Click to
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FDIC Number 17943
Phone Number (860) 638-2922
Website www.liberty-bank.com
Asset Quality Liberty Bank
Middletown, CT 		Click to
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1-Year Asset Growth 5.68%
5-Year Asset Growth 7.87%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 3.63%
Non-Performing Loans to Loans 0.81%
Balance Sheet Liberty Bank
Middletown, CT 		Click to
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Total Assets 8.10B
Total Deposits 6.51B
Capital and Reserves Liberty Bank
Middletown, CT 		Click to
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Capital 1.08B
Leverage Ratio 13.61
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 15.17
Liquidity Liberty Bank
Middletown, CT 		Click to
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Hot Money Ratio 8.98%
Liquidity Ratio 21.06%
Profitability Liberty Bank
Middletown, CT 		Click to
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5-Year Return on Average Assets 0.96%
Net Income 62.35M
Net Interest Spread 3.35%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 73.06%
Return on Assets 0.79%
Return on Equity 5.90%