B
State Bank of Southern Utah
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Southern Utah
Cedar City, UT
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 6.40
Stability Index 6.30
Company Info State Bank of Southern Utah
Cedar City, UT
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 17964
Phone Number (435) 865-2300
Website www.sbsu.com
Asset Quality State Bank of Southern Utah
Cedar City, UT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.22%
5-Year Asset Growth 19.87%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 2.79%
Non-Performing Loans to Loans 0.63%
Balance Sheet State Bank of Southern Utah
Cedar City, UT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.64B
Total Deposits 2.26B
Capital and Reserves State Bank of Southern Utah
Cedar City, UT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 264.70M
Leverage Ratio 10.98
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity State Bank of Southern Utah
Cedar City, UT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 19.78%
Liquidity Ratio 9.68%
Profitability State Bank of Southern Utah
Cedar City, UT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.25%
Net Income 17.59M
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 49.58%
Return on Assets 1.36%
Return on Equity 13.94%