B
State Bank of Southern Utah
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Southern Utah
Cedar City, UT
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 7.10
Stability Index 6.30
Company Info State Bank of Southern Utah
Cedar City, UT
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FDIC Number 17964
Phone Number (435) 865-2300
Website www.sbsu.com
Asset Quality State Bank of Southern Utah
Cedar City, UT
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1-Year Asset Growth 3.62%
5-Year Asset Growth 10.93%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 2.77%
Non-Performing Loans to Loans 0.56%
Balance Sheet State Bank of Southern Utah
Cedar City, UT
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Total Assets 2.60B
Total Deposits 2.29B
Capital and Reserves State Bank of Southern Utah
Cedar City, UT
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Capital 292.15M
Leverage Ratio 11.82
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity State Bank of Southern Utah
Cedar City, UT
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Hot Money Ratio 19.95%
Liquidity Ratio 9.80%
Profitability State Bank of Southern Utah
Cedar City, UT
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5-Year Return on Average Assets 1.25%
Net Income 38.23M
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 50.47%
Return on Assets 1.47%
Return on Equity 14.38%