B
State Bank of Southern Utah
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Southern Utah
Cedar City, UT
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 8.40
Stability Index 6.30
Company Info State Bank of Southern Utah
Cedar City, UT
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FDIC Number 17964
Phone Number (435) 865-2300
Website www.sbsu.com
Asset Quality State Bank of Southern Utah
Cedar City, UT
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1-Year Asset Growth 3.80%
5-Year Asset Growth 10.93%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.23%
Non-Performing Loans to Loans 0.46%
Balance Sheet State Bank of Southern Utah
Cedar City, UT
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Total Assets 2.74B
Total Deposits 2.40B
Capital and Reserves State Bank of Southern Utah
Cedar City, UT
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Capital 312.22M
Leverage Ratio 12.04
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity State Bank of Southern Utah
Cedar City, UT
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Hot Money Ratio 19.84%
Liquidity Ratio 16.98%
Profitability State Bank of Southern Utah
Cedar City, UT
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5-Year Return on Average Assets 1.25%
Net Income 23.52M
Net Interest Spread 4.20%
Operating Profit to Average Assets 2.35%
Overhead Efficiency Ratio 46.13%
Return on Assets 1.76%
Return on Equity 15.58%