| Weiss Ratings |
The Commercial Bank of Ozark
Ozark, AL |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 2.60 | |||
| Company Info |
The Commercial Bank of Ozark
Ozark, AL |
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| FDIC Number | 17975 | |||
| Phone Number | (334) 774-4931 | |||
| Website | www.cbozark.com | |||
| Asset Quality |
The Commercial Bank of Ozark
Ozark, AL |
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| 1-Year Asset Growth | -1.31% | |||
| 5-Year Asset Growth | 4.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 6.49% | |||
| Non-Performing Loans to Loans | 1.38% | |||
| Balance Sheet |
The Commercial Bank of Ozark
Ozark, AL |
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| Total Assets | 112.27M | |||
| Total Deposits | 106.05M | |||
| Capital and Reserves |
The Commercial Bank of Ozark
Ozark, AL |
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| Capital | 3.57M | |||
| Leverage Ratio | 8.85 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 20.46 | |||
| Liquidity |
The Commercial Bank of Ozark
Ozark, AL |
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| Hot Money Ratio | 19.57% | |||
| Liquidity Ratio | 30.98% | |||
| Profitability |
The Commercial Bank of Ozark
Ozark, AL |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 306.00K | |||
| Net Interest Spread | 2.90% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 73.24% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 37.56% | |||