Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.8 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 4.0, driven by a liquidity ratio of 65.9 percent and a “hot money” ratio of 11.6 percent. A current level of 5.3 percent of nonperforming loans to core capital combined with 3.6 percent from a year earlier contributes to the Good asset quality (5.1).
Asset Mix:
Securities (37%), comm loans (6%), cash (4%), home mtgs (3%), comm re (2%), consumer loans (2%), other (46%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
WSB Financial, Inc.
Investment Rating
--
Address
116 Main Street
Walton, KS 67151
Walton, KS 67151
Phone Number
(620) 837-3143
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.