Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 61.6 and a capital leverage ratio of 15.4. A current level of 0.0 percent of nonperforming loans to core capital combined with 4.1 percent from a year earlier contributes to the Good asset quality (6.7).
Asset Mix:
Cash (47%), securities (20%), comm re (10%), comm loans (3%), home mtgs (2%), consumer loans (1%), other (17%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
WSB Financial, Inc.
Investment Rating
--
Address
116 Main Street
Walton, KS 67151
Walton, KS 67151
Phone Number
(620) 837-3143
Year Founded
1907
FDIC Number
Website
Largest Affiliates
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