B
Keystone Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Keystone Savings Bank
Keystone, IA
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Rating B
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 3.60
Stability Index 6.20
Company Info Keystone Savings Bank
Keystone, IA
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FDIC Number 17993
Phone Number (319) 442-3218
Website www.keystonesavings.bank
Asset Quality Keystone Savings Bank
Keystone, IA
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1-Year Asset Growth 9.59%
5-Year Asset Growth 4.26%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.16%
Non-Performing Loans to Capital 7.48%
Non-Performing Loans to Loans 2.06%
Balance Sheet Keystone Savings Bank
Keystone, IA
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Total Assets 208.43M
Total Deposits 176.33M
Capital and Reserves Keystone Savings Bank
Keystone, IA
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Capital 20.63M
Leverage Ratio 11.66
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 16.74
Liquidity Keystone Savings Bank
Keystone, IA
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Hot Money Ratio 26.52%
Liquidity Ratio 34.61%
Profitability Keystone Savings Bank
Keystone, IA
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5-Year Return on Average Assets 0.78%
Net Income 1.15M
Net Interest Spread 3.43%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 74.57%
Return on Assets 0.81%
Return on Equity 7.99%