C
Patriots Bank
GarnettKS
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Patriots Bank
Garnett, KS
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Rating C
Asset Quality Index 7.40
Capitalization Index 7.20
Liquidity Index 1.00
Profitability Index 6.60
Stability Index 4.30
Company Info Patriots Bank
Garnett, KS
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FDIC Number 18019
Phone Number (785) 448-3191
Website www.patriotsbank.com
Asset Quality Patriots Bank
Garnett, KS
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1-Year Asset Growth 3.66%
5-Year Asset Growth 17.02%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.24%
Non-Performing Loans to Loans 0.06%
Balance Sheet Patriots Bank
Garnett, KS
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Total Assets 249.81M
Total Deposits 223.13M
Capital and Reserves Patriots Bank
Garnett, KS
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Capital 20.32M
Leverage Ratio 9.10
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 12.62
Liquidity Patriots Bank
Garnett, KS
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Hot Money Ratio 34.53%
Liquidity Ratio 13.63%
Profitability Patriots Bank
Garnett, KS
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5-Year Return on Average Assets 0.77%
Net Income 2.04M
Net Interest Spread 4.69%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 63.15%
Return on Assets 1.68%
Return on Equity 20.73%