Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (4.1) profitability.
Other Rating Factors:
A current level of 1.9 percent of nonperforming loans to core capital combined with 3.4 percent from a year earlier contributes to the Good asset quality (6.8). Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 14.1 and a capital leverage ratio of 8.5.
Asset Mix:
Home mtgs (34%), securities (16%), comm re (15%), consumer loans (12%), comm loans (5%), cash (4%), home eq lns (3%), other (11%)
States with Branches:
NH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
New Hampshire Mutual Bancorp
Investment Rating
--
Address
68 Ames Plaza Lane
Walpole, NH 03608
Walpole, NH 03608
Phone Number
(603) 756-4771
Year Founded
1875
FDIC Number
Website
Largest Affiliates
No affiliate information available.