Woodsville Guaranty Savings Bank

Woodsville, NH

Rating Date

April 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Woodsville Guaranty Savings Bank Woodsville, NH	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.10
Capitalization Index	6.40
Liquidity Index	3.40
Profitability Index	2.90
Stability Index	3.30

Company Info	Woodsville Guaranty Savings Bank Woodsville, NH	Click to Compare	Click to Compare	Click to Compare
FDIC Number	18031
Phone Number	(603) 747-2735
Website	www.theguarantybank.com

Asset Quality	Woodsville Guaranty Savings Bank Woodsville, NH	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.31%
5-Year Asset Growth	6.11%
5-Year Charge-Offs to Average Loans	0.01%
Charge-Offs to Average Loans	0.03%
Non-Performing Assets to Assets	0.11%
Non-Performing Loans to Capital	1.20%
Non-Performing Loans to Loans	0.19%

Balance Sheet	Woodsville Guaranty Savings Bank Woodsville, NH	Click to Compare	Click to Compare	Click to Compare
Total Assets	675.38M
Total Deposits	530.03M

Capital and Reserves	Woodsville Guaranty Savings Bank Woodsville, NH	Click to Compare	Click to Compare	Click to Compare
Capital	38.02M
Leverage Ratio	8.36
Loan Loss Reserves to Loans	0.80%
Risk-Based Capital Ratio	17.09

Liquidity	Woodsville Guaranty Savings Bank Woodsville, NH	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	11.53%
Liquidity Ratio	27.21%

Profitability	Woodsville Guaranty Savings Bank Woodsville, NH	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.56%
Net Income	2.89M
Net Interest Spread	2.55%
Operating Profit to Average Assets	0.49%
Overhead Efficiency Ratio	84.65%
Return on Assets	0.42%
Return on Equity	7.56%