C
The Bank of Commerce
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Commerce
Idaho Falls, ID
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Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 10.00
Stability Index 4.30
Company Info The Bank of Commerce
Idaho Falls, ID
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FDIC Number 18059
Phone Number (208) 525-9108
Website www.bofc.bank
Asset Quality The Bank of Commerce
Idaho Falls, ID
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1-Year Asset Growth 4.12%
5-Year Asset Growth 8.63%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 2.55%
Non-Performing Loans to Loans 0.58%
Balance Sheet The Bank of Commerce
Idaho Falls, ID
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Total Assets 2.26B
Total Deposits 1.91B
Capital and Reserves The Bank of Commerce
Idaho Falls, ID
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Capital 323.42M
Leverage Ratio 14.83
Loan Loss Reserves to Loans 1.76%
Risk-Based Capital Ratio 20.36
Liquidity The Bank of Commerce
Idaho Falls, ID
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Hot Money Ratio 22.80%
Liquidity Ratio 19.24%
Profitability The Bank of Commerce
Idaho Falls, ID
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5-Year Return on Average Assets 1.91%
Net Income 47.38M
Net Interest Spread 4.57%
Operating Profit to Average Assets 2.79%
Overhead Efficiency Ratio 36.35%
Return on Assets 2.12%
Return on Equity 15.17%