| Weiss Ratings |
The Watkins Savings Bank
Watkins, IA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 7.00 | |||
| Company Info |
The Watkins Savings Bank
Watkins, IA |
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| FDIC Number | 18071 | |||
| Phone Number | (319) 227-7773 | |||
| Website | watkinsbank.com | |||
| Asset Quality |
The Watkins Savings Bank
Watkins, IA |
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| 1-Year Asset Growth | 4.60% | |||
| 5-Year Asset Growth | 2.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The Watkins Savings Bank
Watkins, IA |
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| Total Assets | 82.15M | |||
| Total Deposits | 71.30M | |||
| Capital and Reserves |
The Watkins Savings Bank
Watkins, IA |
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| Capital | 10.53M | |||
| Leverage Ratio | 15.53 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Watkins Savings Bank
Watkins, IA |
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| Hot Money Ratio | 27.74% | |||
| Liquidity Ratio | 59.89% | |||
| Profitability |
The Watkins Savings Bank
Watkins, IA |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | 131.00K | |||
| Net Interest Spread | 1.75% | |||
| Operating Profit to Average Assets | 0.32% | |||
| Overhead Efficiency Ratio | 80.40% | |||
| Return on Assets | 0.31% | |||
| Return on Equity | 2.58% | |||