| Weiss Ratings |
The Watkins Savings Bank
Watkins, IA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
The Watkins Savings Bank
Watkins, IA |
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| FDIC Number | 18071 | |||
| Phone Number | (319) 227-7773 | |||
| Website | watkinsbank.com | |||
| Asset Quality |
The Watkins Savings Bank
Watkins, IA |
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| 1-Year Asset Growth | 4.72% | |||
| 5-Year Asset Growth | 2.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.14% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The Watkins Savings Bank
Watkins, IA |
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| Total Assets | 81.27M | |||
| Total Deposits | 69.72M | |||
| Capital and Reserves |
The Watkins Savings Bank
Watkins, IA |
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| Capital | 11.21M | |||
| Leverage Ratio | 15.54 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Watkins Savings Bank
Watkins, IA |
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| Hot Money Ratio | 29.00% | |||
| Liquidity Ratio | 60.04% | |||
| Profitability |
The Watkins Savings Bank
Watkins, IA |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | 210.00K | |||
| Net Interest Spread | 1.76% | |||
| Operating Profit to Average Assets | 0.34% | |||
| Overhead Efficiency Ratio | 79.28% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 2.69% | |||