C
First National Bank of Wauchula
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Wauchula
Wauchula, FL
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Rating C
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 6.70
Stability Index 4.30
Company Info First National Bank of Wauchula
Wauchula, FL
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FDIC Number 18136
Phone Number (863) 773-4136
Website www.fnbwauchula.com/
Asset Quality First National Bank of Wauchula
Wauchula, FL
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1-Year Asset Growth -6.78%
5-Year Asset Growth 4.20%
5-Year Charge-Offs to Average Loans -0.08%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 6.22%
Non-Performing Loans to Loans 1.10%
Balance Sheet First National Bank of Wauchula
Wauchula, FL
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Total Assets 84.65M
Total Deposits 73.56M
Capital and Reserves First National Bank of Wauchula
Wauchula, FL
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Capital 9.31M
Leverage Ratio 11.90
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio --
Liquidity First National Bank of Wauchula
Wauchula, FL
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Hot Money Ratio 33.12%
Liquidity Ratio 17.80%
Profitability First National Bank of Wauchula
Wauchula, FL
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5-Year Return on Average Assets 0.69%
Net Income 1.06M
Net Interest Spread 5.36%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 71.70%
Return on Assets 1.64%
Return on Equity 15.71%