Oconee State Bank
| Weiss Ratings |
Oconee State Bank
Watkinsville, GA |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 5.80 | |||
| Company Info |
Oconee State Bank
Watkinsville, GA |
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| FDIC Number | 18143 | |||
| Phone Number | (706) 769-6611 | |||
| Website | www.oconeestatebank.com | |||
| Asset Quality |
Oconee State Bank
Watkinsville, GA |
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| 1-Year Asset Growth | 10.80% | |||
| 5-Year Asset Growth | 12.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.76% | |||
| Non-Performing Loans to Capital | 7.59% | |||
| Non-Performing Loans to Loans | 1.13% | |||
| Balance Sheet |
Oconee State Bank
Watkinsville, GA |
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| Total Assets | 688.99M | |||
| Total Deposits | 607.85M | |||
| Capital and Reserves |
Oconee State Bank
Watkinsville, GA |
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| Capital | 63.95M | |||
| Leverage Ratio | 10.02 | |||
| Loan Loss Reserves to Loans | 1.35% | |||
| Risk-Based Capital Ratio | 14.68 | |||
| Liquidity |
Oconee State Bank
Watkinsville, GA |
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| Hot Money Ratio | 12.27% | |||
| Liquidity Ratio | 27.03% | |||
| Profitability |
Oconee State Bank
Watkinsville, GA |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 5.10M | |||
| Net Interest Spread | 4.25% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 69.56% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 12.15% | |||