Oconee State Bank
| Weiss Ratings |
Oconee State Bank
Watkinsville, GA |
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| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 5.90 | |||
| Company Info |
Oconee State Bank
Watkinsville, GA |
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| FDIC Number | 18143 | |||
| Phone Number | (706) 769-6611 | |||
| Website | oconeestatebank.com | |||
| Asset Quality |
Oconee State Bank
Watkinsville, GA |
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| 1-Year Asset Growth | 11.86% | |||
| 5-Year Asset Growth | 9.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 8.09% | |||
| Non-Performing Loans to Loans | 1.23% | |||
| Balance Sheet |
Oconee State Bank
Watkinsville, GA |
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| Total Assets | 722.44M | |||
| Total Deposits | 639.72M | |||
| Capital and Reserves |
Oconee State Bank
Watkinsville, GA |
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| Capital | 66.42M | |||
| Leverage Ratio | 9.77 | |||
| Loan Loss Reserves to Loans | 1.35% | |||
| Risk-Based Capital Ratio | 14.64 | |||
| Liquidity |
Oconee State Bank
Watkinsville, GA |
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| Hot Money Ratio | 12.12% | |||
| Liquidity Ratio | 25.61% | |||
| Profitability |
Oconee State Bank
Watkinsville, GA |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 1.30M | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 76.23% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 7.80% | |||