State Bank of Eagle Butte
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 23.3 and a capital leverage ratio of 11.0. Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (6.0) profitability.
Other Rating Factors:
A current level of 4.2 percent of nonperforming loans to core capital combined with 11.2 percent from a year earlier contributes to the Good asset quality (5.5). Fair liquidity 4.6, driven by a liquidity ratio of 30.6 percent and a “hot money” ratio of 12.4 percent.
Asset Mix:
Securities (36%), consumer loans (17%), cash (9%), comm loans (2%), home mtgs (1%), comm re (0%), other (34%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
305 S Main Street
Eagle Butte, SD 57625
Eagle Butte, SD 57625
Phone Number
(605) 964-3411
Year Founded
1960
FDIC Number
Website
Largest Affiliates
No affiliate information available.