B
Bridge City State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bridge City State Bank
Bridge City, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 4.50
Stability Index 4.40
Company Info Bridge City State Bank
Bridge City, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 18155
Phone Number (409) 735-3516
Website www.bridgecitybank.com
Asset Quality Bridge City State Bank
Bridge City, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 24.15%
5-Year Asset Growth 1.38%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 0.81%
Non-Performing Loans to Loans 0.75%
Balance Sheet Bridge City State Bank
Bridge City, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 261.65M
Total Deposits 216.78M
Capital and Reserves Bridge City State Bank
Bridge City, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 19.32M
Leverage Ratio 11.21
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 20.43
Liquidity Bridge City State Bank
Bridge City, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.62%
Liquidity Ratio 43.33%
Profitability Bridge City State Bank
Bridge City, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.91%
Net Income 2.00M
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 64.78%
Return on Assets 1.05%
Return on Equity 15.77%