C
Bank of O'Fallon
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of O'Fallon
O'Fallon, IL
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Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 5.80
Stability Index 4.30
Company Info Bank of O'Fallon
O'Fallon, IL
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FDIC Number 18171
Phone Number (618) 632-3595
Website www.bankofallon.com
Asset Quality Bank of O'Fallon
O'Fallon, IL
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1-Year Asset Growth 8.61%
5-Year Asset Growth 2.58%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 2.67%
Non-Performing Loans to Loans 0.48%
Balance Sheet Bank of O'Fallon
O'Fallon, IL
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Total Assets 371.23M
Total Deposits 319.68M
Capital and Reserves Bank of O'Fallon
O'Fallon, IL
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Capital 50.01M
Leverage Ratio 13.18
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio 24.06
Liquidity Bank of O'Fallon
O'Fallon, IL
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Hot Money Ratio 24.57%
Liquidity Ratio 24.82%
Profitability Bank of O'Fallon
O'Fallon, IL
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5-Year Return on Average Assets 1.31%
Net Income 2.89M
Net Interest Spread 3.00%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 44.64%
Return on Assets 1.56%
Return on Equity 11.80%