| Weiss Ratings |
The Guilford Savings Bank
Guilford, CT |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 7.50 | |||
| Company Info |
The Guilford Savings Bank
Guilford, CT |
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| FDIC Number | 18194 | |||
| Phone Number | (203) 453-2721 | |||
| Website | www.gsb-yourbank.com | |||
| Asset Quality |
The Guilford Savings Bank
Guilford, CT |
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| 1-Year Asset Growth | 3.79% | |||
| 5-Year Asset Growth | 7.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.58% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
The Guilford Savings Bank
Guilford, CT |
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| Total Assets | 1.16B | |||
| Total Deposits | 1.02B | |||
| Capital and Reserves |
The Guilford Savings Bank
Guilford, CT |
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| Capital | 117.77M | |||
| Leverage Ratio | 10.91 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Guilford Savings Bank
Guilford, CT |
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| Hot Money Ratio | 18.88% | |||
| Liquidity Ratio | 19.45% | |||
| Profitability |
The Guilford Savings Bank
Guilford, CT |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 1.96M | |||
| Net Interest Spread | 2.42% | |||
| Operating Profit to Average Assets | 0.19% | |||
| Overhead Efficiency Ratio | 92.70% | |||
| Return on Assets | 0.17% | |||
| Return on Equity | 1.70% | |||