C
Fairfield County Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fairfield County Bank
Ridgefield, CT
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 3.00
Stability Index 8.70
Company Info Fairfield County Bank
Ridgefield, CT
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FDIC Number 18213
Phone Number (203) 431-7431
Website www.fairfieldcountybank.com
Asset Quality Fairfield County Bank
Ridgefield, CT
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1-Year Asset Growth 9.12%
5-Year Asset Growth 2.36%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 0.68%
Non-Performing Loans to Loans 0.19%
Balance Sheet Fairfield County Bank
Ridgefield, CT
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Total Assets 1.92B
Total Deposits 1.39B
Capital and Reserves Fairfield County Bank
Ridgefield, CT
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Capital 241.40M
Leverage Ratio 14.36
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity Fairfield County Bank
Ridgefield, CT
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Hot Money Ratio 4.30%
Liquidity Ratio 7.66%
Profitability Fairfield County Bank
Ridgefield, CT
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5-Year Return on Average Assets 0.56%
Net Income 8.36M
Net Interest Spread 3.23%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 82.56%
Return on Assets 0.46%
Return on Equity 3.61%