B
Fairfield County Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fairfield County Bank
Ridgefield, CT
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 2.70
Stability Index 8.60
Company Info Fairfield County Bank
Ridgefield, CT
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 18213
Phone Number (203) 431-7431
Website www.fairfieldcountybank.com
Asset Quality Fairfield County Bank
Ridgefield, CT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -2.05%
5-Year Asset Growth 2.51%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 0.43%
Non-Performing Loans to Loans 0.21%
Balance Sheet Fairfield County Bank
Ridgefield, CT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.87B
Total Deposits 1.42B
Capital and Reserves Fairfield County Bank
Ridgefield, CT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 237.13M
Leverage Ratio 14.36
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity Fairfield County Bank
Ridgefield, CT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 4.43%
Liquidity Ratio 9.83%
Profitability Fairfield County Bank
Ridgefield, CT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.56%
Net Income 6.09M
Net Interest Spread 3.20%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 83.42%
Return on Assets 0.45%
Return on Equity 3.54%