B
Chelsea Groton Bank
NorwichCT
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chelsea Groton Bank
Norwich, CT
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 6.40
Stability Index 9.90
Company Info Chelsea Groton Bank
Norwich, CT
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FDIC Number 18238
Phone Number (860) 823-4912
Website chelseagroton.com
Asset Quality Chelsea Groton Bank
Norwich, CT
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1-Year Asset Growth 2.11%
5-Year Asset Growth 9.91%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 4.11%
Non-Performing Loans to Loans 1.12%
Balance Sheet Chelsea Groton Bank
Norwich, CT
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Total Assets 1.73B
Total Deposits 1.18B
Capital and Reserves Chelsea Groton Bank
Norwich, CT
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Capital 254.70M
Leverage Ratio 15.61
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio 21.54
Liquidity Chelsea Groton Bank
Norwich, CT
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Hot Money Ratio 4.98%
Liquidity Ratio 17.67%
Profitability Chelsea Groton Bank
Norwich, CT
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5-Year Return on Average Assets 0.88%
Net Income 14.00M
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 57.05%
Return on Assets 1.60%
Return on Equity 11.47%