B
Chelsea Groton Bank
GrotonCT
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chelsea Groton Bank
Groton, CT
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Rating B
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 2.70
Stability Index 9.90
Company Info Chelsea Groton Bank
Groton, CT
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FDIC Number 18238
Phone Number (860) 448-4200
Website chelseagroton.com
Asset Quality Chelsea Groton Bank
Groton, CT
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1-Year Asset Growth 5.21%
5-Year Asset Growth 9.91%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 2.34%
Non-Performing Loans to Loans 0.71%
Balance Sheet Chelsea Groton Bank
Groton, CT
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Total Assets 1.71B
Total Deposits 1.19B
Capital and Reserves Chelsea Groton Bank
Groton, CT
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Capital 243.64M
Leverage Ratio 15.16
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 21.14
Liquidity Chelsea Groton Bank
Groton, CT
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Hot Money Ratio 5.06%
Liquidity Ratio 19.91%
Profitability Chelsea Groton Bank
Groton, CT
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5-Year Return on Average Assets 0.88%
Net Income 5.22M
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 55.70%
Return on Assets 1.20%
Return on Equity 8.73%