| Weiss Ratings |
Northern Bank & Trust Company
Woburn, MA |
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| Rating | ||||
| Asset Quality Index | 2.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 10.00 | |||
| Company Info |
Northern Bank & Trust Company
Woburn, MA |
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| FDIC Number | 18266 | |||
| Phone Number | (781) 937-5400 | |||
| Website | www.nbtc.com/ | |||
| Asset Quality |
Northern Bank & Trust Company
Woburn, MA |
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| 1-Year Asset Growth | -1.85% | |||
| 5-Year Asset Growth | 4.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 5.54% | |||
| Non-Performing Loans to Capital | 24.28% | |||
| Non-Performing Loans to Loans | 6.01% | |||
| Balance Sheet |
Northern Bank & Trust Company
Woburn, MA |
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| Total Assets | 3.17B | |||
| Total Deposits | 2.59B | |||
| Capital and Reserves |
Northern Bank & Trust Company
Woburn, MA |
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| Capital | 461.91M | |||
| Leverage Ratio | 14.70 | |||
| Loan Loss Reserves to Loans | 2.28% | |||
| Risk-Based Capital Ratio | 16.63 | |||
| Liquidity |
Northern Bank & Trust Company
Woburn, MA |
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| Hot Money Ratio | 19.89% | |||
| Liquidity Ratio | 7.83% | |||
| Profitability |
Northern Bank & Trust Company
Woburn, MA |
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| 5-Year Return on Average Assets | 2.00% | |||
| Net Income | 52.43M | |||
| Net Interest Spread | 5.09% | |||
| Operating Profit to Average Assets | 2.21% | |||
| Overhead Efficiency Ratio | 46.23% | |||
| Return on Assets | 1.66% | |||
| Return on Equity | 11.19% | |||