C
The Fairmount State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Fairmount State Bank
Fairmount, IN
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Rating C
Asset Quality Index 1.60
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 2.10
Stability Index 5.60
Company Info The Fairmount State Bank
Fairmount, IN
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FDIC Number 1829
Phone Number (765) 948-4330
Website www.fairmountstatebank.com
Asset Quality The Fairmount State Bank
Fairmount, IN
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1-Year Asset Growth -1.09%
5-Year Asset Growth 2.74%
5-Year Charge-Offs to Average Loans 0.46%
Charge-Offs to Average Loans 1.00%
Non-Performing Assets to Assets 3.26%
Non-Performing Loans to Capital 33.56%
Non-Performing Loans to Loans 4.17%
Balance Sheet The Fairmount State Bank
Fairmount, IN
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Total Assets 57.02M
Total Deposits 49.02M
Capital and Reserves The Fairmount State Bank
Fairmount, IN
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Capital 6.90M
Leverage Ratio 11.69
Loan Loss Reserves to Loans 2.48%
Risk-Based Capital Ratio --
Liquidity The Fairmount State Bank
Fairmount, IN
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Hot Money Ratio 19.91%
Liquidity Ratio 8.92%
Profitability The Fairmount State Bank
Fairmount, IN
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5-Year Return on Average Assets 0.32%
Net Income -9.00K
Net Interest Spread 4.26%
Operating Profit to Average Assets 0.16%
Overhead Efficiency Ratio 61.94%
Return on Assets -0.03%
Return on Equity -0.26%