| Weiss Ratings |
The Fairmount State Bank
Fairmount, IN |
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| Rating | ||||
| Asset Quality Index | 3.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 5.20 | |||
| Company Info |
The Fairmount State Bank
Fairmount, IN |
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| FDIC Number | 1829 | |||
| Phone Number | (765) 948-4330 | |||
| Website | www.fairmountstatebank.com | |||
| Asset Quality |
The Fairmount State Bank
Fairmount, IN |
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| 1-Year Asset Growth | 7.13% | |||
| 5-Year Asset Growth | 4.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.54% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.89% | |||
| Non-Performing Loans to Capital | 17.96% | |||
| Non-Performing Loans to Loans | 1.15% | |||
| Balance Sheet |
The Fairmount State Bank
Fairmount, IN |
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| Total Assets | 59.56M | |||
| Total Deposits | 48.83M | |||
| Capital and Reserves |
The Fairmount State Bank
Fairmount, IN |
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| Capital | 6.90M | |||
| Leverage Ratio | 13.01 | |||
| Loan Loss Reserves to Loans | 1.78% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Fairmount State Bank
Fairmount, IN |
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| Hot Money Ratio | 18.06% | |||
| Liquidity Ratio | 11.35% | |||
| Profitability |
The Fairmount State Bank
Fairmount, IN |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 219.00K | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 70.35% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 4.35% | |||