| Weiss Ratings |
The Fairmount State Bank
Fairmount, IN |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 5.20 | |||
| Company Info |
The Fairmount State Bank
Fairmount, IN |
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| FDIC Number | 1829 | |||
| Phone Number | (765) 948-4330 | |||
| Website | www.fairmountstatebank.com | |||
| Asset Quality |
The Fairmount State Bank
Fairmount, IN |
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| 1-Year Asset Growth | 5.26% | |||
| 5-Year Asset Growth | 4.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.54% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.89% | |||
| Non-Performing Loans to Capital | 13.43% | |||
| Non-Performing Loans to Loans | 1.17% | |||
| Balance Sheet |
The Fairmount State Bank
Fairmount, IN |
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| Total Assets | 57.65M | |||
| Total Deposits | 49.95M | |||
| Capital and Reserves |
The Fairmount State Bank
Fairmount, IN |
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| Capital | 6.77M | |||
| Leverage Ratio | 12.85 | |||
| Loan Loss Reserves to Loans | 1.74% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Fairmount State Bank
Fairmount, IN |
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| Hot Money Ratio | 17.83% | |||
| Liquidity Ratio | 12.00% | |||
| Profitability |
The Fairmount State Bank
Fairmount, IN |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 136.00K | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 69.75% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 4.09% | |||