First State Bank
| Weiss Ratings |
First State Bank
Shallowater, TX |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 6.30 | |||
| Company Info |
First State Bank
Shallowater, TX |
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| FDIC Number | 18301 | |||
| Phone Number | (806) 832-4525 | |||
| Website | www.fsbshallowater.com | |||
| Asset Quality |
First State Bank
Shallowater, TX |
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| 1-Year Asset Growth | 9.91% | |||
| 5-Year Asset Growth | 8.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.25% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
First State Bank
Shallowater, TX |
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| Total Assets | 141.96M | |||
| Total Deposits | 115.21M | |||
| Capital and Reserves |
First State Bank
Shallowater, TX |
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| Capital | 25.28M | |||
| Leverage Ratio | 17.02 | |||
| Loan Loss Reserves to Loans | 2.02% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Shallowater, TX |
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| Hot Money Ratio | 23.48% | |||
| Liquidity Ratio | 26.91% | |||
| Profitability |
First State Bank
Shallowater, TX |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 459.00K | |||
| Net Interest Spread | 5.21% | |||
| Operating Profit to Average Assets | 1.35% | |||
| Overhead Efficiency Ratio | 73.80% | |||
| Return on Assets | 1.35% | |||
| Return on Equity | 7.35% | |||