First State Bank
| Weiss Ratings |
First State Bank
Shallowater, TX |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 9.10 | |||
| Company Info |
First State Bank
Shallowater, TX |
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| FDIC Number | 18301 | |||
| Phone Number | (806) 832-4525 | |||
| Website | www.fsbshallowater.com | |||
| Asset Quality |
First State Bank
Shallowater, TX |
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| 1-Year Asset Growth | 9.49% | |||
| 5-Year Asset Growth | 6.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.21% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
First State Bank
Shallowater, TX |
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| Total Assets | 146.66M | |||
| Total Deposits | 119.04M | |||
| Capital and Reserves |
First State Bank
Shallowater, TX |
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| Capital | 26.19M | |||
| Leverage Ratio | 18.15 | |||
| Loan Loss Reserves to Loans | 1.65% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Shallowater, TX |
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| Hot Money Ratio | 32.13% | |||
| Liquidity Ratio | 26.88% | |||
| Profitability |
First State Bank
Shallowater, TX |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 2.03M | |||
| Net Interest Spread | 5.47% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 72.75% | |||
| Return on Assets | 1.47% | |||
| Return on Equity | 7.97% | |||