C
UBank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UBank
Huntington, TX
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Rating C
Asset Quality Index 3.10
Capitalization Index 9.10
Liquidity Index 0.70
Profitability Index 7.70
Stability Index 6.90
Company Info UBank
Huntington, TX
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FDIC Number 18344
Phone Number (936) 422-3000
Website www.u.bank
Asset Quality UBank
Huntington, TX
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1-Year Asset Growth 22.06%
5-Year Asset Growth 38.84%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 1.71%
Non-Performing Loans to Capital 10.58%
Non-Performing Loans to Loans 2.12%
Balance Sheet UBank
Huntington, TX
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Total Assets 906.18M
Total Deposits 790.18M
Capital and Reserves UBank
Huntington, TX
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Capital 83.99M
Leverage Ratio 10.42
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity UBank
Huntington, TX
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Hot Money Ratio 22.64%
Liquidity Ratio 17.73%
Profitability UBank
Huntington, TX
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5-Year Return on Average Assets 1.04%
Net Income 12.44M
Net Interest Spread 4.67%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 54.94%
Return on Assets 1.56%
Return on Equity 16.10%