C
UBank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UBank
Huntington, TX
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Rating C
Asset Quality Index 3.00
Capitalization Index 8.40
Liquidity Index 0.90
Profitability Index 6.50
Stability Index 6.60
Company Info UBank
Huntington, TX
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FDIC Number 18344
Phone Number (936) 422-3000
Website www.u.bank
Asset Quality UBank
Huntington, TX
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1-Year Asset Growth 17.51%
5-Year Asset Growth 40.49%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 1.71%
Non-Performing Loans to Capital 13.84%
Non-Performing Loans to Loans 2.15%
Balance Sheet UBank
Huntington, TX
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Total Assets 742.40M
Total Deposits 638.07M
Capital and Reserves UBank
Huntington, TX
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Capital 70.39M
Leverage Ratio 9.95
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio --
Liquidity UBank
Huntington, TX
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Hot Money Ratio 22.82%
Liquidity Ratio 17.14%
Profitability UBank
Huntington, TX
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5-Year Return on Average Assets 0.92%
Net Income 9.56M
Net Interest Spread 4.27%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 58.52%
Return on Assets 1.42%
Return on Equity 14.61%