C
UBank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UBank
Huntington, TX
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Rating C
Asset Quality Index 2.80
Capitalization Index 8.60
Liquidity Index 1.10
Profitability Index 7.00
Stability Index 7.20
Company Info UBank
Huntington, TX
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FDIC Number 18344
Phone Number (936) 422-3000
Website www.u.bank
Asset Quality UBank
Huntington, TX
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1-Year Asset Growth 17.64%
5-Year Asset Growth 40.49%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.79%
Non-Performing Loans to Capital 13.32%
Non-Performing Loans to Loans 2.28%
Balance Sheet UBank
Huntington, TX
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Total Assets 781.02M
Total Deposits 671.01M
Capital and Reserves UBank
Huntington, TX
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Capital 73.89M
Leverage Ratio 10.09
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio --
Liquidity UBank
Huntington, TX
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Hot Money Ratio 23.51%
Liquidity Ratio 18.17%
Profitability UBank
Huntington, TX
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5-Year Return on Average Assets 1.04%
Net Income 2.93M
Net Interest Spread 4.42%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 55.35%
Return on Assets 1.55%
Return on Equity 16.25%