| Weiss Ratings |
Citizens State Bank
Sheldon, IA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 7.40 | |||
| Company Info |
Citizens State Bank
Sheldon, IA |
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| FDIC Number | 18356 | |||
| Phone Number | (712) 324-2519 | |||
| Website | www.csbsheldon.com | |||
| Asset Quality |
Citizens State Bank
Sheldon, IA |
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| 1-Year Asset Growth | -0.16% | |||
| 5-Year Asset Growth | 7.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens State Bank
Sheldon, IA |
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| Total Assets | 183.86M | |||
| Total Deposits | 162.57M | |||
| Capital and Reserves |
Citizens State Bank
Sheldon, IA |
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| Capital | 20.52M | |||
| Leverage Ratio | 11.46 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank
Sheldon, IA |
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| Hot Money Ratio | 17.32% | |||
| Liquidity Ratio | 23.95% | |||
| Profitability |
Citizens State Bank
Sheldon, IA |
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| 5-Year Return on Average Assets | 1.30% | |||
| Net Income | 2.32M | |||
| Net Interest Spread | 2.56% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 57.23% | |||
| Return on Assets | 1.17% | |||
| Return on Equity | 11.87% | |||