| Weiss Ratings |
Citizens State Bank
Sheldon, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
Citizens State Bank
Sheldon, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 18356 | |||
| Phone Number | (712) 324-2519 | |||
| Website | www.csbsheldon.com | |||
| Asset Quality |
Citizens State Bank
Sheldon, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.30% | |||
| 5-Year Asset Growth | 6.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens State Bank
Sheldon, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 194.66M | |||
| Total Deposits | 166.12M | |||
| Capital and Reserves |
Citizens State Bank
Sheldon, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 24.70M | |||
| Leverage Ratio | 12.45 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank
Sheldon, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.67% | |||
| Liquidity Ratio | 22.93% | |||
| Profitability |
Citizens State Bank
Sheldon, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 1.71M | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 47.61% | |||
| Return on Assets | 1.71% | |||
| Return on Equity | 14.37% | |||