| Weiss Ratings |
Citizens State Bank
Sheldon, IA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Citizens State Bank
Sheldon, IA |
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| FDIC Number | 18356 | |||
| Phone Number | (712) 324-2519 | |||
| Website | www.csbsheldon.com | |||
| Asset Quality |
Citizens State Bank
Sheldon, IA |
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| 1-Year Asset Growth | 4.71% | |||
| 5-Year Asset Growth | 7.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.02% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens State Bank
Sheldon, IA |
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| Total Assets | 193.16M | |||
| Total Deposits | 169.55M | |||
| Capital and Reserves |
Citizens State Bank
Sheldon, IA |
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| Capital | 22.51M | |||
| Leverage Ratio | 12.18 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank
Sheldon, IA |
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| Hot Money Ratio | 20.31% | |||
| Liquidity Ratio | 20.77% | |||
| Profitability |
Citizens State Bank
Sheldon, IA |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 1.89M | |||
| Net Interest Spread | 3.13% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 56.59% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 11.75% | |||