Major Rating Factors:
A current level of 26.9 percent of nonperforming loans to core capital combined with 3.0 percent from a year earlier contributes to the Very Weak asset quality (0.5).
Other Rating Factors:
Weak liquidity 1.3, driven by a liquidity ratio of 11.7 percent and a “hot money” ratio of 11.3 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10).
Asset Mix:
Comm re (40%), comm loans (16%), home mtgs (13%), securities (13%), home eq lns (3%), cash (2%), consumer loans (1%), other (13%)
States with Branches:
MN, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Coulee Bancshares, Inc.
Investment Rating
--
Address
1516 Losey Boulevard, South
La Crosse, WI 54601
La Crosse, WI 54601
Phone Number
(608) 784-9550
Year Founded
1961
FDIC Number
Website
Largest Affiliates
No affiliate information available.