Major Rating Factors:
A current level of 16.0 percent of nonperforming loans to core capital combined with 29.9 percent from a year earlier contributes to the Weak asset quality (1.4).
Other Rating Factors:
Weak liquidity 1.8, driven by a liquidity ratio of 13.7 percent and a “hot money” ratio of 10.2 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10).
Asset Mix:
Comm re (38%), comm loans (17%), securities (13%), home mtgs (13%), cash (3%), home eq lns (3%), consumer loans (0%), other (14%)
States with Branches:
MN, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Coulee Bancshares, Inc.
Investment Rating
--
Address
1516 Losey Boulevard, South
La Crosse, WI 54601
La Crosse, WI 54601
Phone Number
(608) 784-9550
Year Founded
1961
FDIC Number
Website
Largest Affiliates
No affiliate information available.