| Weiss Ratings |
Western Commerce Bank
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
Western Commerce Bank
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 18389 | |||
| Phone Number | (575) 887-6686 | |||
| Website | www.wcb.net | |||
| Asset Quality |
Western Commerce Bank
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.35% | |||
| 5-Year Asset Growth | 11.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 10.33% | |||
| Non-Performing Loans to Loans | 1.93% | |||
| Balance Sheet |
Western Commerce Bank
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 863.54M | |||
| Total Deposits | 779.50M | |||
| Capital and Reserves |
Western Commerce Bank
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 82.42M | |||
| Leverage Ratio | 8.82 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | 22.28 | |||
| Liquidity |
Western Commerce Bank
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.53% | |||
| Liquidity Ratio | 19.18% | |||
| Profitability |
Western Commerce Bank
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.66% | |||
| Net Income | 14.06M | |||
| Net Interest Spread | 5.18% | |||
| Operating Profit to Average Assets | 3.03% | |||
| Overhead Efficiency Ratio | 41.06% | |||
| Return on Assets | 3.03% | |||
| Return on Equity | 34.24% | |||