C
Iowa Trust & Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa Trust & Savings Bank
Emmetsburg, IA
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Rating C
Asset Quality Index 6.00
Capitalization Index 9.70
Liquidity Index 2.10
Profitability Index 0.90
Stability Index 8.20
Company Info Iowa Trust & Savings Bank
Emmetsburg, IA
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FDIC Number 18400
Phone Number (712) 852-3451
Website www.iowatrustbank.com
Asset Quality Iowa Trust & Savings Bank
Emmetsburg, IA
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1-Year Asset Growth -1.22%
5-Year Asset Growth 8.73%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 4.86%
Non-Performing Loans to Loans 0.04%
Balance Sheet Iowa Trust & Savings Bank
Emmetsburg, IA
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Total Assets 521.98M
Total Deposits 396.42M
Capital and Reserves Iowa Trust & Savings Bank
Emmetsburg, IA
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Capital 59.63M
Leverage Ratio 10.82
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio --
Liquidity Iowa Trust & Savings Bank
Emmetsburg, IA
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Hot Money Ratio 30.85%
Liquidity Ratio 15.84%
Profitability Iowa Trust & Savings Bank
Emmetsburg, IA
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5-Year Return on Average Assets 1.10%
Net Income 1.96M
Net Interest Spread 3.60%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 77.69%
Return on Assets 0.76%
Return on Equity 6.62%