C
Iowa Trust & Savings Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa Trust & Savings Bank
Emmetsburg, IA
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Rating C
Asset Quality Index 3.80
Capitalization Index 7.80
Liquidity Index 1.90
Profitability Index 2.50
Stability Index 7.90
Company Info Iowa Trust & Savings Bank
Emmetsburg, IA
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FDIC Number 18400
Phone Number (712) 852-3451
Website www.iowatrustbank.com
Asset Quality Iowa Trust & Savings Bank
Emmetsburg, IA
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1-Year Asset Growth -0.76%
5-Year Asset Growth 13.79%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 6.23%
Non-Performing Loans to Loans 0.81%
Balance Sheet Iowa Trust & Savings Bank
Emmetsburg, IA
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Total Assets 541.61M
Total Deposits 415.71M
Capital and Reserves Iowa Trust & Savings Bank
Emmetsburg, IA
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Capital 54.73M
Leverage Ratio 9.53
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 12.14
Liquidity Iowa Trust & Savings Bank
Emmetsburg, IA
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Hot Money Ratio 28.95%
Liquidity Ratio 12.88%
Profitability Iowa Trust & Savings Bank
Emmetsburg, IA
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5-Year Return on Average Assets 1.38%
Net Income 3.62M
Net Interest Spread 3.22%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 81.00%
Return on Assets 0.67%
Return on Equity 6.58%