B
Iowa Trust & Savings Bank
Rating Date
June 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa Trust & Savings Bank
Emmetsburg, IA
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Rating B
Asset Quality Index 7.00
Capitalization Index 9.80
Liquidity Index 2.10
Profitability Index 3.40
Stability Index 8.20
Company Info Iowa Trust & Savings Bank
Emmetsburg, IA
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FDIC Number 18400
Phone Number (712) 852-3451
Website www.iowatrustbank.com
Asset Quality Iowa Trust & Savings Bank
Emmetsburg, IA
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1-Year Asset Growth -4.65%
5-Year Asset Growth 8.73%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.99%
Non-Performing Loans to Loans 0.25%
Balance Sheet Iowa Trust & Savings Bank
Emmetsburg, IA
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Total Assets 517.63M
Total Deposits 392.50M
Capital and Reserves Iowa Trust & Savings Bank
Emmetsburg, IA
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Capital 58.67M
Leverage Ratio 10.84
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio 13.87
Liquidity Iowa Trust & Savings Bank
Emmetsburg, IA
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Hot Money Ratio 30.57%
Liquidity Ratio 15.65%
Profitability Iowa Trust & Savings Bank
Emmetsburg, IA
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5-Year Return on Average Assets 1.10%
Net Income 1.00M
Net Interest Spread 3.54%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 77.89%
Return on Assets 0.77%
Return on Equity 6.79%