C
Iowa Trust & Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa Trust & Savings Bank
Emmetsburg, IA
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Rating C
Asset Quality Index 5.50
Capitalization Index 8.20
Liquidity Index 2.00
Profitability Index 3.60
Stability Index 7.50
Company Info Iowa Trust & Savings Bank
Emmetsburg, IA
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FDIC Number 18400
Phone Number (712) 852-3451
Website www.iowatrustbank.com
Asset Quality Iowa Trust & Savings Bank
Emmetsburg, IA
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1-Year Asset Growth -2.33%
5-Year Asset Growth 13.79%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 3.31%
Non-Performing Loans to Loans 0.33%
Balance Sheet Iowa Trust & Savings Bank
Emmetsburg, IA
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Total Assets 542.90M
Total Deposits 428.92M
Capital and Reserves Iowa Trust & Savings Bank
Emmetsburg, IA
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Capital 55.00M
Leverage Ratio 9.82
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 12.54
Liquidity Iowa Trust & Savings Bank
Emmetsburg, IA
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Hot Money Ratio 28.54%
Liquidity Ratio 14.35%
Profitability Iowa Trust & Savings Bank
Emmetsburg, IA
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5-Year Return on Average Assets 1.16%
Net Income 1.06M
Net Interest Spread 3.22%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 74.70%
Return on Assets 0.78%
Return on Equity 7.70%