C
TD Bank, N.A.
Rating Date
March 2024
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
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Major Rating Factors: Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.6 has resulted in Very Weak (0.7) profitability. A current level of 2.5 percent of nonperforming loans to core capital combined with 2.2 percent from a year earlier contributes to the Excellent asset quality (7.1).
Other Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 19.0 and a capital leverage ratio of 11.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10).
Asset Mix: Securities (40%), home mtgs (12%), consumer loans (9%), comm loans (9%), comm re (6%), cash (4%), home eq lns (2%), other (19%)
States with Branches: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
The Toronto-Dominion Bank
Investment Rating
Address
One Portland Square
Portland, ME 04112
Phone Number
(207) 761-8500
Year Founded
FDIC Number
Largest Affiliates
Weiss Ratings