TD Bank USA, National Association
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 31.4 and a capital leverage ratio of 11.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent liquidity 8.0, driven by a liquidity ratio of 49.8 percent and a “hot money” ratio of 0.0 percent. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.4 has resulted in Excellent (7.0) profitability.
Asset Mix:
Securities (59%), consumer loans (27%), cash (12%), other (2%)
States with Branches:
DE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
The Toronto-Dominion Bank
Investment Rating
Address
2035 Limestone Road
Wilmington, DE 19808
Wilmington, DE 19808
Phone Number
(302) 351-4560
Year Founded
1994
FDIC Number
Largest Affiliates
Portland, ME
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Bank
