B
Zapata National Bank
ZapataTX
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Zapata National Bank
Zapata, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 7.60
Stability Index 7.00
Company Info Zapata National Bank
Zapata, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 18454
Phone Number (956) 765-4302
Website www.zapatanationalbank.com
Asset Quality Zapata National Bank
Zapata, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.64%
5-Year Asset Growth -0.23%
5-Year Charge-Offs to Average Loans -0.24%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 1.33%
Non-Performing Loans to Capital 1.21%
Non-Performing Loans to Loans 0.00%
Balance Sheet Zapata National Bank
Zapata, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 87.42M
Total Deposits 74.87M
Capital and Reserves Zapata National Bank
Zapata, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 12.06M
Leverage Ratio 14.55
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity Zapata National Bank
Zapata, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 43.04%
Liquidity Ratio 31.70%
Profitability Zapata National Bank
Zapata, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.54%
Net Income 401.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 55.39%
Return on Assets 1.84%
Return on Equity 13.55%