B
Andes State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Andes State Bank
Lake Andes, SD
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 5.80
Stability Index 6.90
Company Info Andes State Bank
Lake Andes, SD
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 18483
Phone Number (605) 487-7611
Website www.andesstatebank.com
Asset Quality Andes State Bank
Lake Andes, SD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -2.14%
5-Year Asset Growth 2.25%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Andes State Bank
Lake Andes, SD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 26.14M
Total Deposits 22.60M
Capital and Reserves Andes State Bank
Lake Andes, SD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 3.45M
Leverage Ratio 13.96
Loan Loss Reserves to Loans 2.25%
Risk-Based Capital Ratio 31.34
Liquidity Andes State Bank
Lake Andes, SD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 21.32%
Liquidity Ratio 63.31%
Profitability Andes State Bank
Lake Andes, SD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.81%
Net Income 79.00K
Net Interest Spread 4.43%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 60.00%
Return on Assets 1.25%
Return on Equity 9.29%