| Weiss Ratings |
Wayne Bank and Trust Co.
Richmond, IN |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 4.50 | |||
| Company Info |
Wayne Bank and Trust Co.
Richmond, IN |
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| FDIC Number | 1849 | |||
| Phone Number | (765) 935-5222 | |||
| Website | www.waynebankonline.com | |||
| Asset Quality |
Wayne Bank and Trust Co.
Richmond, IN |
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| 1-Year Asset Growth | 8.86% | |||
| 5-Year Asset Growth | 7.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 1.29% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Wayne Bank and Trust Co.
Richmond, IN |
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| Total Assets | 247.27M | |||
| Total Deposits | 225.00M | |||
| Capital and Reserves |
Wayne Bank and Trust Co.
Richmond, IN |
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| Capital | 18.57M | |||
| Leverage Ratio | 9.67 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | 13.03 | |||
| Liquidity |
Wayne Bank and Trust Co.
Richmond, IN |
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| Hot Money Ratio | 11.85% | |||
| Liquidity Ratio | 18.08% | |||
| Profitability |
Wayne Bank and Trust Co.
Richmond, IN |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 1.40M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 77.90% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 10.69% | |||