| Weiss Ratings |
Wayne Bank and Trust Co.
Richmond, IN |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 4.10 | |||
| Company Info |
Wayne Bank and Trust Co.
Richmond, IN |
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| FDIC Number | 1849 | |||
| Phone Number | (765) 935-5222 | |||
| Website | www.waynebankonline.com | |||
| Asset Quality |
Wayne Bank and Trust Co.
Richmond, IN |
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| 1-Year Asset Growth | 10.37% | |||
| 5-Year Asset Growth | 6.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 1.29% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Wayne Bank and Trust Co.
Richmond, IN |
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| Total Assets | 251.10M | |||
| Total Deposits | 222.55M | |||
| Capital and Reserves |
Wayne Bank and Trust Co.
Richmond, IN |
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| Capital | 19.58M | |||
| Leverage Ratio | 9.57 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 13.13 | |||
| Liquidity |
Wayne Bank and Trust Co.
Richmond, IN |
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| Hot Money Ratio | 12.74% | |||
| Liquidity Ratio | 17.64% | |||
| Profitability |
Wayne Bank and Trust Co.
Richmond, IN |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 1.97M | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 0.83% | |||
| Overhead Efficiency Ratio | 76.77% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 11.06% | |||