| Weiss Ratings |
Wayne Bank and Trust Co.
Richmond, IN |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 5.30 | |||
| Company Info |
Wayne Bank and Trust Co.
Richmond, IN |
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| FDIC Number | 1849 | |||
| Phone Number | (765) 935-5222 | |||
| Website | www.waynebankonline.com | |||
| Asset Quality |
Wayne Bank and Trust Co.
Richmond, IN |
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| 1-Year Asset Growth | 7.03% | |||
| 5-Year Asset Growth | 6.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 3.75% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Wayne Bank and Trust Co.
Richmond, IN |
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| Total Assets | 255.29M | |||
| Total Deposits | 224.60M | |||
| Capital and Reserves |
Wayne Bank and Trust Co.
Richmond, IN |
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| Capital | 19.99M | |||
| Leverage Ratio | 9.53 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Wayne Bank and Trust Co.
Richmond, IN |
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| Hot Money Ratio | 10.90% | |||
| Liquidity Ratio | 16.94% | |||
| Profitability |
Wayne Bank and Trust Co.
Richmond, IN |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 1.39M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 71.87% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 14.01% | |||