D
Cathay Bank
Rating Date
October 2025
Risk Based
Capital Ratio
14.75
Leverage
Ratio
11.45
Return On
Assets
1.34%
Total
Assets
23.71B
Capital
2.97B
Total
Deposits
19.79B
Net
Income
156.45M
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Weiss Ratings Cathay Bank
Los Angeles, CA 		Click to
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Rating D
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 6.50
Stability Index 3.70
Company Info Cathay Bank
Los Angeles, CA 		Click to
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FDIC Number 18503
Phone Number (213) 625-4791
Website www.cathaybank.com
Asset Quality Cathay Bank
Los Angeles, CA 		Click to
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1-Year Asset Growth 2.12%
5-Year Asset Growth 5.50%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.90%
Non-Performing Loans to Capital 6.93%
Non-Performing Loans to Loans 0.98%
Balance Sheet Cathay Bank
Los Angeles, CA 		Click to
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Total Assets 23.71B
Total Deposits 19.79B
Capital and Reserves Cathay Bank
Los Angeles, CA 		Click to
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Capital 2.97B
Leverage Ratio 11.45
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio 14.75
Liquidity Cathay Bank
Los Angeles, CA 		Click to
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Hot Money Ratio 41.03%
Liquidity Ratio 13.92%
Profitability Cathay Bank
Los Angeles, CA 		Click to
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5-Year Return on Average Assets 1.47%
Net Income 156.45M
Net Interest Spread 3.26%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 43.82%
Return on Assets 1.34%
Return on Equity 10.64%