C
Westside State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Westside State Bank
Westside, IA
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Rating C
Asset Quality Index 7.50
Capitalization Index 5.80
Liquidity Index 0.20
Profitability Index 5.20
Stability Index 3.70
Company Info Westside State Bank
Westside, IA
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FDIC Number 18518
Phone Number (712) 292-9182
Website www.westsidestate.bank
Asset Quality Westside State Bank
Westside, IA
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1-Year Asset Growth 15.91%
5-Year Asset Growth 18.12%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 1.95%
Non-Performing Loans to Loans 0.06%
Balance Sheet Westside State Bank
Westside, IA
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Total Assets 255.04M
Total Deposits 187.99M
Capital and Reserves Westside State Bank
Westside, IA
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Capital 20.17M
Leverage Ratio 7.75
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio 11.50
Liquidity Westside State Bank
Westside, IA
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Hot Money Ratio 30.31%
Liquidity Ratio 7.05%
Profitability Westside State Bank
Westside, IA
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5-Year Return on Average Assets 1.13%
Net Income 3.08M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 59.99%
Return on Assets 1.28%
Return on Equity 16.70%