C
Westside State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Westside State Bank
Westside, IA
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Rating C
Asset Quality Index 4.60
Capitalization Index 6.80
Liquidity Index 0.20
Profitability Index 5.00
Stability Index 3.70
Company Info Westside State Bank
Westside, IA
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FDIC Number 18518
Phone Number (712) 292-9182
Website www.westsidestate.bank
Asset Quality Westside State Bank
Westside, IA
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1-Year Asset Growth 9.47%
5-Year Asset Growth 18.12%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 14.41%
Non-Performing Loans to Loans 0.03%
Balance Sheet Westside State Bank
Westside, IA
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Total Assets 268.71M
Total Deposits 208.41M
Capital and Reserves Westside State Bank
Westside, IA
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Capital 24.18M
Leverage Ratio 8.82
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 13.32
Liquidity Westside State Bank
Westside, IA
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Hot Money Ratio 28.48%
Liquidity Ratio 9.39%
Profitability Westside State Bank
Westside, IA
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5-Year Return on Average Assets 1.22%
Net Income 1.57M
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 62.18%
Return on Assets 1.19%
Return on Equity 14.66%