| Weiss Ratings |
Westside State Bank
Westside, IA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Westside State Bank
Westside, IA |
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| FDIC Number | 18518 | |||
| Phone Number | (712) 292-9182 | |||
| Website | www.westsidestate.bank | |||
| Asset Quality |
Westside State Bank
Westside, IA |
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| 1-Year Asset Growth | 8.25% | |||
| 5-Year Asset Growth | 15.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 1.16% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Westside State Bank
Westside, IA |
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| Total Assets | 248.31M | |||
| Total Deposits | 184.08M | |||
| Capital and Reserves |
Westside State Bank
Westside, IA |
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| Capital | 19.58M | |||
| Leverage Ratio | 7.70 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Risk-Based Capital Ratio | 11.24 | |||
| Liquidity |
Westside State Bank
Westside, IA |
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| Hot Money Ratio | 29.54% | |||
| Liquidity Ratio | 6.86% | |||
| Profitability |
Westside State Bank
Westside, IA |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 2.42M | |||
| Net Interest Spread | 3.90% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 60.80% | |||
| Return on Assets | 1.36% | |||
| Return on Equity | 17.95% | |||