C
First Security Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
14.81
Leverage
Ratio
9.36
Return On
Assets
0.54%
Total
Assets
549.34M
Capital
51.49M
Total
Deposits
488.69M
Net
Income
1.53M
My Lists My Alerts
Weiss Ratings First Security Bank and Trust Company
Charles City, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 6.40
Capitalization Index 7.50
Liquidity Index 3.00
Profitability Index 2.50
Stability Index 5.40
Company Info First Security Bank and Trust Company
Charles City, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 1852
Phone Number (641) 228-2343
Website www.1stsecurity.bank
Asset Quality First Security Bank and Trust Company
Charles City, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -0.66%
5-Year Asset Growth 2.24%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 2.56%
Non-Performing Loans to Loans 0.71%
Balance Sheet First Security Bank and Trust Company
Charles City, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 549.34M
Total Deposits 488.69M
Capital and Reserves First Security Bank and Trust Company
Charles City, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 51.49M
Leverage Ratio 9.36
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 14.81
Liquidity First Security Bank and Trust Company
Charles City, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 6.38%
Liquidity Ratio 24.26%
Profitability First Security Bank and Trust Company
Charles City, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.60%
Net Income 1.53M
Net Interest Spread 3.20%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 89.84%
Return on Assets 0.54%
Return on Equity 6.21%