C
First Security Bank and Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
14.10
Leverage
Ratio
9.12
Return On
Assets
0.16%
Total
Assets
572.58M
Capital
49.08M
Total
Deposits
511.58M
Net
Income
220.00K
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Weiss Ratings First Security Bank and Trust Company
Charles City, IA 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 7.20
Liquidity Index 3.00
Profitability Index 1.70
Stability Index 5.30
Company Info First Security Bank and Trust Company
Charles City, IA 		Click to
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FDIC Number 1852
Phone Number (641) 228-2343
Website www.1stsecurity.bank
Asset Quality First Security Bank and Trust Company
Charles City, IA 		Click to
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1-Year Asset Growth 0.72%
5-Year Asset Growth 2.24%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 1.41%
Non-Performing Loans to Loans 0.97%
Balance Sheet First Security Bank and Trust Company
Charles City, IA 		Click to
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Total Assets 572.58M
Total Deposits 511.58M
Capital and Reserves First Security Bank and Trust Company
Charles City, IA 		Click to
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Capital 49.08M
Leverage Ratio 9.12
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 14.10
Liquidity First Security Bank and Trust Company
Charles City, IA 		Click to
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Hot Money Ratio 6.58%
Liquidity Ratio 24.80%
Profitability First Security Bank and Trust Company
Charles City, IA 		Click to
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5-Year Return on Average Assets 0.60%
Net Income 220.00K
Net Interest Spread 3.11%
Operating Profit to Average Assets 0.15%
Overhead Efficiency Ratio 95.73%
Return on Assets 0.16%
Return on Equity 1.82%