Sunrise Banks, National Association
Major Rating Factors:
Excellent current capitalization (9.2 on a scale of 0 to 10) and a capital leverage ratio of 10.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 7.5 percent of nonperforming loans to core capital combined with 2.5 percent from a year earlier contributes to the Good asset quality (5.5). Fair liquidity 4.4, driven by a liquidity ratio of 30.3 percent and a “hot money” ratio of 6.9 percent.
Asset Mix:
Comm re (28%), securities (23%), consumer loans (12%), home mtgs (9%), comm loans (5%), cash (4%), home eq lns (1%), other (17%)
States with Branches:
MN, SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
University Financial Corp, GBC
Investment Rating
--
Address
200 University Avenue, West
Saint Paul, MN 55103
Saint Paul, MN 55103
Phone Number
(651) 265-5600
Year Founded
1962
FDIC Number
Website
Largest Affiliates
No affiliate information available.