Sunrise Banks, National Association
Major Rating Factors:
Excellent current capitalization (9.0 on a scale of 0 to 10) and a capital leverage ratio of 10.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Other Rating Factors:
A current level of 6.1 percent of nonperforming loans to core capital combined with 2.6 percent from a year earlier contributes to the Good asset quality (6.4). Fair liquidity 4.6, driven by a liquidity ratio of 34.6 percent and a “hot money” ratio of 8.1 percent.
Asset Mix:
Comm re (27%), securities (23%), consumer loans (11%), home mtgs (9%), cash (8%), comm loans (5%), home eq lns (1%), other (16%)
States with Branches:
MN, SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
University Financial Corp, GBC
Investment Rating
--
Address
5105 S Crossing Place
Sioux Falls, SD 57108
Sioux Falls, SD 57108
Phone Number
(651) 265-5600
Year Founded
1962
FDIC Number
Website
Largest Affiliates
No affiliate information available.