C
Bank of Texas
MidlandTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Texas
Midland, TX
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Rating C
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 8.00
Stability Index 4.30
Company Info Bank of Texas
Midland, TX
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FDIC Number 18576
Phone Number (432) 221-6100
Website www.bankoftexasonline.com
Asset Quality Bank of Texas
Midland, TX
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1-Year Asset Growth 0.85%
5-Year Asset Growth 6.60%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.70%
Non-Performing Loans to Loans 0.13%
Balance Sheet Bank of Texas
Midland, TX
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Total Assets 540.34M
Total Deposits 435.75M
Capital and Reserves Bank of Texas
Midland, TX
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Capital 66.22M
Leverage Ratio 12.48
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 15.35
Liquidity Bank of Texas
Midland, TX
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Hot Money Ratio 41.74%
Liquidity Ratio 27.93%
Profitability Bank of Texas
Midland, TX
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5-Year Return on Average Assets 2.45%
Net Income 8.53M
Net Interest Spread 4.15%
Operating Profit to Average Assets 2.74%
Overhead Efficiency Ratio 34.28%
Return on Assets 2.13%
Return on Equity 18.41%