| Weiss Ratings |
Commercial Bank
Ithaca, MI |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
Commercial Bank
Ithaca, MI |
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| FDIC Number | 18584 | |||
| Phone Number | (989) 875-4144 | |||
| Website | www.commercial-bank.com | |||
| Asset Quality |
Commercial Bank
Ithaca, MI |
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| 1-Year Asset Growth | -3.57% | |||
| 5-Year Asset Growth | 2.45% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 2.86% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
Commercial Bank
Ithaca, MI |
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| Total Assets | 570.14M | |||
| Total Deposits | 507.76M | |||
| Capital and Reserves |
Commercial Bank
Ithaca, MI |
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| Capital | 55.79M | |||
| Leverage Ratio | 10.45 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | 17.18 | |||
| Liquidity |
Commercial Bank
Ithaca, MI |
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| Hot Money Ratio | 9.57% | |||
| Liquidity Ratio | 17.87% | |||
| Profitability |
Commercial Bank
Ithaca, MI |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 1.59M | |||
| Net Interest Spread | 3.77% | |||
| Operating Profit to Average Assets | 1.35% | |||
| Overhead Efficiency Ratio | 64.40% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 11.50% | |||