| Weiss Ratings |
Commercial Bank
Ithaca, MI |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 7.40 | |||
| Company Info |
Commercial Bank
Ithaca, MI |
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| FDIC Number | 18584 | |||
| Phone Number | (989) 875-4144 | |||
| Website | www.commercial-bank.com | |||
| Asset Quality |
Commercial Bank
Ithaca, MI |
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| 1-Year Asset Growth | 0.20% | |||
| 5-Year Asset Growth | 0.24% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 2.37% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
Commercial Bank
Ithaca, MI |
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| Total Assets | 552.69M | |||
| Total Deposits | 475.19M | |||
| Capital and Reserves |
Commercial Bank
Ithaca, MI |
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| Capital | 56.94M | |||
| Leverage Ratio | 10.89 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | 18.36 | |||
| Liquidity |
Commercial Bank
Ithaca, MI |
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| Hot Money Ratio | 8.81% | |||
| Liquidity Ratio | 19.78% | |||
| Profitability |
Commercial Bank
Ithaca, MI |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 3.57M | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 1.55% | |||
| Overhead Efficiency Ratio | 63.12% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 12.53% | |||