| Weiss Ratings |
Montezuma State Bank
Montezuma, IA |
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| Rating | ||||
| Asset Quality Index | 3.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 9.20 | |||
| Company Info |
Montezuma State Bank
Montezuma, IA |
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| FDIC Number | 1860 | |||
| Phone Number | (641) 623-5766 | |||
| Website | www.montestatebank.com | |||
| Asset Quality |
Montezuma State Bank
Montezuma, IA |
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| 1-Year Asset Growth | 0.78% | |||
| 5-Year Asset Growth | 2.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 2.09% | |||
| Non-Performing Loans to Capital | 18.58% | |||
| Non-Performing Loans to Loans | 4.95% | |||
| Balance Sheet |
Montezuma State Bank
Montezuma, IA |
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| Total Assets | 54.60M | |||
| Total Deposits | 46.17M | |||
| Capital and Reserves |
Montezuma State Bank
Montezuma, IA |
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| Capital | 8.05M | |||
| Leverage Ratio | 14.87 | |||
| Loan Loss Reserves to Loans | 2.17% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Montezuma State Bank
Montezuma, IA |
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| Hot Money Ratio | 13.24% | |||
| Liquidity Ratio | 52.68% | |||
| Profitability |
Montezuma State Bank
Montezuma, IA |
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| 5-Year Return on Average Assets | 1.61% | |||
| Net Income | 477.00K | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 2.20% | |||
| Overhead Efficiency Ratio | 44.20% | |||
| Return on Assets | 1.74% | |||
| Return on Equity | 12.13% | |||