| Weiss Ratings |
Montezuma State Bank
Montezuma, IA |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 9.60 | |||
| Stability Index | 8.70 | |||
| Company Info |
Montezuma State Bank
Montezuma, IA |
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| FDIC Number | 1860 | |||
| Phone Number | (641) 623-5766 | |||
| Website | www.montestatebank.com | |||
| Asset Quality |
Montezuma State Bank
Montezuma, IA |
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| 1-Year Asset Growth | -0.48% | |||
| 5-Year Asset Growth | 7.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 1.42% | |||
| Non-Performing Loans to Capital | 9.18% | |||
| Non-Performing Loans to Loans | 3.37% | |||
| Balance Sheet |
Montezuma State Bank
Montezuma, IA |
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| Total Assets | 54.06M | |||
| Total Deposits | 46.04M | |||
| Capital and Reserves |
Montezuma State Bank
Montezuma, IA |
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| Capital | 7.77M | |||
| Leverage Ratio | 14.63 | |||
| Loan Loss Reserves to Loans | 2.18% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Montezuma State Bank
Montezuma, IA |
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| Hot Money Ratio | 13.80% | |||
| Liquidity Ratio | 50.03% | |||
| Profitability |
Montezuma State Bank
Montezuma, IA |
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| 5-Year Return on Average Assets | 1.43% | |||
| Net Income | 743.00K | |||
| Net Interest Spread | 3.57% | |||
| Operating Profit to Average Assets | 2.36% | |||
| Overhead Efficiency Ratio | 43.77% | |||
| Return on Assets | 1.83% | |||
| Return on Equity | 13.44% | |||