C
The Union State Bank of Everest
EverestKS
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Union State Bank of Everest
Everest, KS
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Rating C
Asset Quality Index 8.30
Capitalization Index 7.10
Liquidity Index 2.60
Profitability Index 4.40
Stability Index 5.60
Company Info The Union State Bank of Everest
Everest, KS
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FDIC Number 18610
Phone Number (785) 548-7521
Website www.mybankusb.com
Asset Quality The Union State Bank of Everest
Everest, KS
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1-Year Asset Growth 3.74%
5-Year Asset Growth 7.66%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.14%
Non-Performing Loans to Loans 0.15%
Balance Sheet The Union State Bank of Everest
Everest, KS
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Total Assets 427.16M
Total Deposits 358.11M
Capital and Reserves The Union State Bank of Everest
Everest, KS
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Capital 36.64M
Leverage Ratio 9.05
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 13.27
Liquidity The Union State Bank of Everest
Everest, KS
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Hot Money Ratio 15.48%
Liquidity Ratio 8.89%
Profitability The Union State Bank of Everest
Everest, KS
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5-Year Return on Average Assets 1.14%
Net Income 4.15M
Net Interest Spread 3.66%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 74.07%
Return on Assets 1.00%
Return on Equity 11.42%