C
SMBC MANUBANK
Rating Date
August 2026
Risk Based
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Major Rating Factors: Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.6 has resulted in Weak (1.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Other Rating Factors: Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.1 and a capital leverage ratio of 9.6. A current level of 2.7 percent of nonperforming loans to core capital combined with 5.8 percent from a year earlier contributes to the Excellent asset quality (7.0).
Asset Mix: Cash (44%), comm loans (20%), comm re (12%), securities (11%), other (13%)
States with Branches: CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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Profitability
Operating Profit to Average Assets
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5-Year ROAA (Return on Average Assets)
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Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Sumitomo Mitsui Financial Group, Inc.
Investment Rating
--
Address
515 South Figueroa Street
Los Angeles, CA 90071
Phone Number
(213) 489-6235
Year Founded
1962
FDIC Number
Largest Affiliates
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