C
Citizens Bank & Trust Co. of Jackson
JacksonKY
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank & Trust Co. of Jackson
Jackson, KY
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Rating C
Asset Quality Index 3.80
Capitalization Index 8.60
Liquidity Index 1.20
Profitability Index 7.40
Stability Index 7.30
Company Info Citizens Bank & Trust Co. of Jackson
Jackson, KY
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FDIC Number 18620
Phone Number (606) 666-7575
Website www.citizensbankjackson.bank/
Asset Quality Citizens Bank & Trust Co. of Jackson
Jackson, KY
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1-Year Asset Growth 2.02%
5-Year Asset Growth 6.37%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 16.74%
Non-Performing Loans to Loans 0.54%
Balance Sheet Citizens Bank & Trust Co. of Jackson
Jackson, KY
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Total Assets 213.21M
Total Deposits 189.19M
Capital and Reserves Citizens Bank & Trust Co. of Jackson
Jackson, KY
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Capital 23.27M
Leverage Ratio 10.08
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 16.03
Liquidity Citizens Bank & Trust Co. of Jackson
Jackson, KY
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Hot Money Ratio 25.33%
Liquidity Ratio 12.13%
Profitability Citizens Bank & Trust Co. of Jackson
Jackson, KY
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5-Year Return on Average Assets 1.12%
Net Income 3.70M
Net Interest Spread 4.58%
Operating Profit to Average Assets 1.75%
Overhead Efficiency Ratio 66.42%
Return on Assets 1.75%
Return on Equity 16.85%