C
Citizens Bank & Trust Co. of Jackson
Jackson,  KY
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank & Trust Co. of Jackson
Jackson, KY
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Rating C
Asset Quality Index 1.60
Capitalization Index 8.10
Liquidity Index 1.10
Profitability Index 4.20
Stability Index 7.80
Company Info Citizens Bank & Trust Co. of Jackson
Jackson, KY
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FDIC Number 18620
Phone Number (606) 666-7575
Website www.citizensbankjackson.bank/
Asset Quality Citizens Bank & Trust Co. of Jackson
Jackson, KY
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1-Year Asset Growth 0.69%
5-Year Asset Growth 6.37%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 2.70%
Non-Performing Loans to Capital 23.73%
Non-Performing Loans to Loans 3.03%
Balance Sheet Citizens Bank & Trust Co. of Jackson
Jackson, KY
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Total Assets 217.27M
Total Deposits 190.89M
Capital and Reserves Citizens Bank & Trust Co. of Jackson
Jackson, KY
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Capital 22.89M
Leverage Ratio 9.71
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 15.60
Liquidity Citizens Bank & Trust Co. of Jackson
Jackson, KY
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Hot Money Ratio 25.38%
Liquidity Ratio 11.54%
Profitability Citizens Bank & Trust Co. of Jackson
Jackson, KY
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5-Year Return on Average Assets 1.40%
Net Income 1.10M
Net Interest Spread 4.38%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 77.76%
Return on Assets 1.02%
Return on Equity 9.68%