| Weiss Ratings |
Citizens Bank & Trust Co. of Jackson
Jackson, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 4.30 | |||
| Company Info |
Citizens Bank & Trust Co. of Jackson
Jackson, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 18620 | |||
| Phone Number | (606) 666-7575 | |||
| Website | www.citizensbankjackson.bank/ | |||
| Asset Quality |
Citizens Bank & Trust Co. of Jackson
Jackson, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.26% | |||
| 5-Year Asset Growth | 8.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.84% | |||
| Non-Performing Loans to Capital | 7.65% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
Citizens Bank & Trust Co. of Jackson
Jackson, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 211.85M | |||
| Total Deposits | 187.48M | |||
| Capital and Reserves |
Citizens Bank & Trust Co. of Jackson
Jackson, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 23.00M | |||
| Leverage Ratio | 9.85 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | 16.06 | |||
| Liquidity |
Citizens Bank & Trust Co. of Jackson
Jackson, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 24.90% | |||
| Liquidity Ratio | 12.07% | |||
| Profitability |
Citizens Bank & Trust Co. of Jackson
Jackson, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 2.80M | |||
| Net Interest Spread | 4.56% | |||
| Operating Profit to Average Assets | 1.76% | |||
| Overhead Efficiency Ratio | 66.49% | |||
| Return on Assets | 1.76% | |||
| Return on Equity | 17.33% | |||