A
Charter Bank
Rating Date
October 2025
Risk Based
Capital Ratio
17.37
Leverage
Ratio
10.99
Return On
Assets
2.57%
Total
Assets
303.78M
Capital
19.52M
Total
Deposits
257.93M
Net
Income
4.00M
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Weiss Ratings Charter Bank
Corpus Christi, TX 		Click to
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Rating A
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 9.80
Stability Index 6.10
Company Info Charter Bank
Corpus Christi, TX 		Click to
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FDIC Number 18660
Phone Number (361) 241-7681
Website www.charterbankcc.com
Asset Quality Charter Bank
Corpus Christi, TX 		Click to
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1-Year Asset Growth 1.82%
5-Year Asset Growth 0.40%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.42%
Non-Performing Loans to Capital 8.13%
Non-Performing Loans to Loans 2.36%
Balance Sheet Charter Bank
Corpus Christi, TX 		Click to
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Total Assets 303.78M
Total Deposits 257.93M
Capital and Reserves Charter Bank
Corpus Christi, TX 		Click to
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Capital 19.52M
Leverage Ratio 10.99
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 17.37
Liquidity Charter Bank
Corpus Christi, TX 		Click to
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Hot Money Ratio 15.69%
Liquidity Ratio 41.00%
Profitability Charter Bank
Corpus Christi, TX 		Click to
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5-Year Return on Average Assets 2.98%
Net Income 4.00M
Net Interest Spread 5.46%
Operating Profit to Average Assets 2.57%
Overhead Efficiency Ratio 55.22%
Return on Assets 2.57%
Return on Equity 39.36%