A
Charter Bank
Rating Date
October 2025
Risk Based
Capital Ratio
17.96
Leverage
Ratio
10.66
Return On
Assets
2.63%
Total
Assets
301.46M
Capital
22.75M
Total
Deposits
274.35M
Net
Income
6.20M
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Weiss Ratings Charter Bank
Corpus Christi, TX 		Click to
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Rating A
Asset Quality Index 6.20
Capitalization Index 9.50
Liquidity Index 3.80
Profitability Index 9.80
Stability Index 6.60
Company Info Charter Bank
Corpus Christi, TX 		Click to
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FDIC Number 18660
Phone Number (361) 241-7681
Website www.charterbankcc.com
Asset Quality Charter Bank
Corpus Christi, TX 		Click to
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1-Year Asset Growth -2.57%
5-Year Asset Growth 0.40%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 1.93%
Non-Performing Loans to Capital 6.88%
Non-Performing Loans to Loans 3.28%
Balance Sheet Charter Bank
Corpus Christi, TX 		Click to
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Total Assets 301.46M
Total Deposits 274.35M
Capital and Reserves Charter Bank
Corpus Christi, TX 		Click to
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Capital 22.75M
Leverage Ratio 10.66
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio 17.96
Liquidity Charter Bank
Corpus Christi, TX 		Click to
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Hot Money Ratio 14.99%
Liquidity Ratio 43.56%
Profitability Charter Bank
Corpus Christi, TX 		Click to
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5-Year Return on Average Assets 2.98%
Net Income 6.20M
Net Interest Spread 5.45%
Operating Profit to Average Assets 2.63%
Overhead Efficiency Ratio 53.93%
Return on Assets 2.63%
Return on Equity 40.17%