C
The Farmers State Bank of Oakley, Kansas
Oakley,  KS
Rating Date
October 2025
Risk Based
Capital Ratio
14.04
Leverage
Ratio
14.12
Return On
Assets
1.41%
Total
Assets
376.17M
Capital
44.00M
Total
Deposits
277.98M
Net
Income
3.28M
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Weiss Ratings The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Rating C
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 6.40
Stability Index 4.30
Company Info The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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FDIC Number 1867
Phone Number (785) 672-3251
Website www.fsboakley.com
Asset Quality The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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1-Year Asset Growth 33.25%
5-Year Asset Growth 20.15%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 4.30%
Non-Performing Loans to Loans 0.10%
Balance Sheet The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Total Assets 376.17M
Total Deposits 277.98M
Capital and Reserves The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Capital 44.00M
Leverage Ratio 14.12
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 14.04
Liquidity The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Hot Money Ratio 43.02%
Liquidity Ratio 13.26%
Profitability The Farmers State Bank of Oakley, Kansas
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5-Year Return on Average Assets 1.47%
Net Income 3.28M
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 44.93%
Return on Assets 1.41%
Return on Equity 12.20%