C
The Farmers State Bank of Oakley, Kansas
Oakley,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
13.71
Leverage
Ratio
11.61
Return On
Assets
1.32%
Total
Assets
396.06M
Capital
46.86M
Total
Deposits
295.13M
Net
Income
2.55M
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Weiss Ratings The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Rating C
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 6.10
Stability Index 5.00
Company Info The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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FDIC Number 1867
Phone Number (785) 672-3251
Website www.fsboakley.com
Asset Quality The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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1-Year Asset Growth 30.72%
5-Year Asset Growth 24.17%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.06%
Non-Performing Loans to Loans 0.01%
Balance Sheet The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Total Assets 396.06M
Total Deposits 295.13M
Capital and Reserves The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Capital 46.86M
Leverage Ratio 11.61
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio 13.71
Liquidity The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Hot Money Ratio 37.35%
Liquidity Ratio 14.56%
Profitability The Farmers State Bank of Oakley, Kansas
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5-Year Return on Average Assets 1.41%
Net Income 2.55M
Net Interest Spread 3.58%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 54.06%
Return on Assets 1.32%
Return on Equity 11.17%