C
The Farmers State Bank of Oakley, Kansas
Oakley,  KS
Rating Date
March 2026
Risk Based
Capital Ratio
13.54
Leverage
Ratio
11.30
Return On
Assets
1.20%
Total
Assets
374.43M
Capital
44.85M
Total
Deposits
285.69M
Net
Income
3.92M
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Weiss Ratings The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Rating C
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 5.80
Stability Index 4.30
Company Info The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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FDIC Number 1867
Phone Number (785) 672-3251
Website www.fsboakley.com
Asset Quality The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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1-Year Asset Growth 23.02%
5-Year Asset Growth 24.17%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.89%
Non-Performing Loans to Loans 0.08%
Balance Sheet The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Total Assets 374.43M
Total Deposits 285.69M
Capital and Reserves The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Capital 44.85M
Leverage Ratio 11.30
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio 13.54
Liquidity The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
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Hot Money Ratio 42.65%
Liquidity Ratio 13.14%
Profitability The Farmers State Bank of Oakley, Kansas
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5-Year Return on Average Assets 1.47%
Net Income 3.92M
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 55.27%
Return on Assets 1.20%
Return on Equity 10.26%