C
The Farmers State Bank of Oakley, Kansas
Oakley,  KS
Rating Date
October 2025
Risk Based
Capital Ratio
14.40
Leverage
Ratio
12.52
Return On
Assets
1.36%
Total
Assets
302.98M
Capital
34.91M
Total
Deposits
211.58M
Net
Income
2.06M
My Lists My Alerts
Weiss Ratings The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 6.10
Stability Index 4.30
Company Info The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 1867
Phone Number (785) 672-3251
Website www.fsboakley.com
Asset Quality The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 9.45%
5-Year Asset Growth 20.15%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 302.98M
Total Deposits 211.58M
Capital and Reserves The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 34.91M
Leverage Ratio 12.52
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 14.40
Liquidity The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 52.18%
Liquidity Ratio 10.56%
Profitability The Farmers State Bank of Oakley, Kansas
Oakley, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.47%
Net Income 2.06M
Net Interest Spread 3.35%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 45.98%
Return on Assets 1.36%
Return on Equity 12.08%