| Weiss Ratings |
Victory Bank
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 6.20 | |||
| Company Info |
Victory Bank
Lubbock, TX |
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| FDIC Number | 18677 | |||
| Phone Number | (806) 412-1635 | |||
| Website | victory.bank | |||
| Asset Quality |
Victory Bank
Lubbock, TX |
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| 1-Year Asset Growth | 44.72% | |||
| 5-Year Asset Growth | 38.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.17% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
Victory Bank
Lubbock, TX |
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| Total Assets | 242.06M | |||
| Total Deposits | 209.35M | |||
| Capital and Reserves |
Victory Bank
Lubbock, TX |
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| Capital | 31.64M | |||
| Leverage Ratio | 12.70 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Victory Bank
Lubbock, TX |
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| Hot Money Ratio | 17.13% | |||
| Liquidity Ratio | 51.53% | |||
| Profitability |
Victory Bank
Lubbock, TX |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 915.00K | |||
| Net Interest Spread | 4.33% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 76.96% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 4.00% | |||