| Weiss Ratings |
Victory Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
Victory Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 18677 | |||
| Phone Number | (888) 727-7177 | |||
| Website | victory.bank | |||
| Asset Quality |
Victory Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 22.96% | |||
| 5-Year Asset Growth | 58.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.24% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
Victory Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 284.76M | |||
| Total Deposits | 250.01M | |||
| Capital and Reserves |
Victory Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 33.62M | |||
| Leverage Ratio | 12.11 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Victory Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.53% | |||
| Liquidity Ratio | 42.99% | |||
| Profitability |
Victory Bank
Lubbock, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 1.36M | |||
| Net Interest Spread | 4.49% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 64.53% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 8.28% | |||