| Weiss Ratings |
Victory Bank
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 6.50 | |||
| Company Info |
Victory Bank
Lubbock, TX |
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| FDIC Number | 18677 | |||
| Phone Number | (806) 412-1635 | |||
| Website | victory.bank | |||
| Asset Quality |
Victory Bank
Lubbock, TX |
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| 1-Year Asset Growth | 39.78% | |||
| 5-Year Asset Growth | 58.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.13% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Victory Bank
Lubbock, TX |
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| Total Assets | 252.32M | |||
| Total Deposits | 218.52M | |||
| Capital and Reserves |
Victory Bank
Lubbock, TX |
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| Capital | 32.61M | |||
| Leverage Ratio | 12.18 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Victory Bank
Lubbock, TX |
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| Hot Money Ratio | 16.51% | |||
| Liquidity Ratio | 48.89% | |||
| Profitability |
Victory Bank
Lubbock, TX |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 1.68M | |||
| Net Interest Spread | 4.41% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 72.32% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 5.43% | |||