C
Union State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union State Bank
Arkansas City, KS
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Rating C
Asset Quality Index 8.00
Capitalization Index 7.90
Liquidity Index 2.60
Profitability Index 4.50
Stability Index 6.90
Company Info Union State Bank
Arkansas City, KS
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FDIC Number 1869
Phone Number (620) 442-5200
Website www.myunionstate.bank
Asset Quality Union State Bank
Arkansas City, KS
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1-Year Asset Growth -1.89%
5-Year Asset Growth 19.20%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.37%
Non-Performing Loans to Loans 0.16%
Balance Sheet Union State Bank
Arkansas City, KS
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Total Assets 676.03M
Total Deposits 583.13M
Capital and Reserves Union State Bank
Arkansas City, KS
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Capital 69.22M
Leverage Ratio 9.57
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 14.14
Liquidity Union State Bank
Arkansas City, KS
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Hot Money Ratio 16.84%
Liquidity Ratio 11.78%
Profitability Union State Bank
Arkansas City, KS
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5-Year Return on Average Assets 0.83%
Net Income 2.18M
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 67.03%
Return on Assets 1.28%
Return on Equity 12.86%