D
Citizens State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Carleton, NE
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Rating D
Asset Quality Index 6.70
Capitalization Index 9.20
Liquidity Index 0.10
Profitability Index 4.70
Stability Index 3.70
Company Info Citizens State Bank
Carleton, NE
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FDIC Number 18724
Phone Number (402) 356-2601
Website www.carletonbank.com
Asset Quality Citizens State Bank
Carleton, NE
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1-Year Asset Growth 11.00%
5-Year Asset Growth 7.81%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens State Bank
Carleton, NE
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Total Assets 36.10M
Total Deposits 28.35M
Capital and Reserves Citizens State Bank
Carleton, NE
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Capital 3.72M
Leverage Ratio 10.49
Loan Loss Reserves to Loans 0.66%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Carleton, NE
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Hot Money Ratio 52.90%
Liquidity Ratio 12.66%
Profitability Citizens State Bank
Carleton, NE
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5-Year Return on Average Assets 0.84%
Net Income 301.00K
Net Interest Spread 4.38%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 64.42%
Return on Assets 0.91%
Return on Equity 8.42%