D
Citizens State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Carleton, NE
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Rating D
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 5.40
Stability Index 3.70
Company Info Citizens State Bank
Carleton, NE
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FDIC Number 18724
Phone Number (402) 356-2601
Website www.carletonbank.com
Asset Quality Citizens State Bank
Carleton, NE
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1-Year Asset Growth 5.18%
5-Year Asset Growth 8.01%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.86%
Non-Performing Loans to Capital 7.48%
Non-Performing Loans to Loans 0.99%
Balance Sheet Citizens State Bank
Carleton, NE
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Total Assets 32.84M
Total Deposits 25.47M
Capital and Reserves Citizens State Bank
Carleton, NE
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Capital 3.60M
Leverage Ratio 11.20
Loan Loss Reserves to Loans 0.70%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Carleton, NE
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Hot Money Ratio 51.23%
Liquidity Ratio 11.38%
Profitability Citizens State Bank
Carleton, NE
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5-Year Return on Average Assets 0.84%
Net Income 180.00K
Net Interest Spread 4.29%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 66.32%
Return on Assets 1.15%
Return on Equity 10.25%