D
Citizens State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Carleton, NE
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Rating D
Asset Quality Index 6.70
Capitalization Index 9.30
Liquidity Index 0.10
Profitability Index 2.50
Stability Index 5.60
Company Info Citizens State Bank
Carleton, NE
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FDIC Number 18724
Phone Number (402) 356-2601
Website www.carletonbank.com
Asset Quality Citizens State Bank
Carleton, NE
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1-Year Asset Growth 4.68%
5-Year Asset Growth 8.01%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens State Bank
Carleton, NE
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Total Assets 34.87M
Total Deposits 26.66M
Capital and Reserves Citizens State Bank
Carleton, NE
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Capital 3.61M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 0.67%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Carleton, NE
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Hot Money Ratio 54.16%
Liquidity Ratio 11.02%
Profitability Citizens State Bank
Carleton, NE
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5-Year Return on Average Assets 0.84%
Net Income 197.00K
Net Interest Spread 4.42%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 63.63%
Return on Assets 0.81%
Return on Equity 7.42%